3. No Medical Benefits/Insurance: A patient may not have any kind of health insurance to qualify for MCAC.

· A patient may not have any kind of health insurance to qualify for MCAC. This includes drug plans, catastrophic hospital insurance and any other kind of plan no matter how limited the plan. The patient will be asked to disclose employer-sponsored insurance that is available. Opting out of employer offered insurance for financial or other reasons does not automatically exclude a patient from MAP.

· A patient may not have Medicaid or Medicare or any other medical benefit through the Family Independence Agency, with the exception of enrollment into a Spend-Down program. If a patient is on a Spend-Down program, they may be eligible for MAP until their Spend-Down amount is reached. They may automatically be reinstated into the MAP at the beginning of the new Spend-Down time period by notifying MCAC. For More information, please click on Medicaid Spend Down.